Friday, January 17, 2014

HHS Extends the Pre-Existing Condition Insurance Plan

Dana Halvorson

The Affordable Care Act (ACA) created a program, the Pre-Existing Condition Insurance Plan (PCIP), to make health coverage available to people with pre-existing conditions. According to a recent announcement from the U.S. Department of Health and Human Services posted on the Healthcare.gov website, the federally-run PCIP will offer the option of two additional months of PCIP coverage to people currently enrolled in PCIP who have not yet found new health insurance coverage.

This transitional coverage through March 31, 2014, will allow PCIP enrollees more time to review Marketplace plan options and enroll in the coverage that best meets their needs before open enrollment closes in March. They will be notified on www.pciplan.com and by mail of this option to extend their PCIP plan through March, along with details about cost-sharing.

Eligible enrollees can purchase PCIP transitional coverage by sending in February and March premium payments; which will be the same monthly rate that they paid for January 2014. PCIP enrollees can visit www.pciplan.com for questions about benefits, doctors, and services. 

If you have any questions relating to the ACA, please submit them to insurancecoverage@ahca.org, and be sure to check out AHCA/NCAL’s ACA website.

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